FAQs
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Q: What’s the first step in the home buying process?
A: Get pre-approved for a mortgage! This helps you understand your budget and shows sellers you're serious.Q: How much do I need for a down payment?
A: It depends on the loan program. Conventional loans often require 5–20%, while VA and FHA loans may allow as little as 0–3.5%.Q: What are closing costs, and who pays them?
A: Closing costs typically range from 2–5% of the home’s purchase price and are often shared between buyer and seller—sometimes negotiated into the contract.Q: How long does the home buying process take in Virginia?
A: From offer to close, it typically takes 30–45 days, depending on loan type, inspections, and contract terms.Q: What should I look for during a home tour?
A: Focus on layout, condition, neighborhood, and potential maintenance issues. Your agent will guide you through the big-picture and behind-the-scenes details. -
Q: How do I know what my home is worth?
A: We’ll provide a free Comparative Market Analysis (CMA) to evaluate your home’s value based on recent sales and current market trends in your area.Q: What’s the best time to sell my home in Virginia?
A: Spring and early summer often see the highest activity, but with the right strategy, homes sell year-round.Q: Do I need to make repairs or stage my home before listing?
A: Not always—but we’ll advise on which improvements or staging strategies will deliver the most value and impact.Q: How long will it take to sell my home?
A: The average days on market can vary by location and price point. In a competitive market, well-priced homes often sell in 7–21 days.Q: What fees should I expect as a seller?
A: Expect to pay agent commissions, transfer taxes, and closing costs. We’ll walk you through a full breakdown. -
Q: Do you work with first-time buyers?
A: Absolutely. We love guiding first-time buyers through the process from start to finish with education, care, and patience.Q: What areas of Virginia do you serve?
A: We proudly serve Northern Virginia, including Fairfax, Loudoun, Arlington, Prince William, and surrounding areas.Q: Can you help with new construction homes?
A: Yes! From selecting a lot to negotiating builder incentives, we’re experienced in representing buyers through new construction purchases.Q: Do you help with rental properties or investment homes?
A: Yes, we assist investors with identifying profitable opportunities and navigating the buying and leasing process.Q: How do I get started with Lighthouse Realty Group?
A: Simple—contact us for a no-pressure consultation. Whether you’re buying, selling, or just exploring your options, we’re here to guide you home.